Dear Santa Summary: A Heartwarming Christmas Romance
A Box of Childhood Wishes
A shoe box of letters to Santa sits in a garage on Apple Orchard Lane, waiting for the right moment.
Lindy Carmichael, twenty-eight and running on empty, arrives at her family’s Wenatchee home just before Christmas, drained by a cheating boyfriend, a backstabbing best friend, and a job that keeps overlooking her.
In Dear Santa, Debbie Macomber builds her holiday romance around one simple question: what happens when a grown woman writes to Santa again?
Set in Washington’s apple country, the story follows a single December that tests whether old wishes can still come true.
Below, you’ll find the full story, a chapter guide, the cast, and everything else you need to decide if this book fits your holiday reading list.
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TL;DR: A Letter to Santa, Rewritten as an Adult
- The setup: Lindy Carmichael escapes to her parents’ Wenatchee home for two weeks after her boyfriend Brian cheats on her with her roommate and best friend, Celeste.
- The trigger: Her mother’s box of childhood letters to Santa inspires Lindy to write a new one, asking for an honorable man, a loyal friend, and career success.
- The reunion: Lindy reconnects with childhood friend Peggy Scranton and crosses paths with Billy Kincade, the boy who once bullied her and now owns a local restaurant.
- The magic: A wise Santa Claus keeps appearing around town, offering uncanny encouragement at just the right moments.
- The timeline: The story runs from mid-December through New Year’s Eve, then jumps ahead years for a closing epilogue.
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Dear Santa at a Glance
| Genre & Subgenre | Contemporary Romance / Christmas Holiday Fiction |
| Core Narrative Tropes | Small-town homecoming, childhood bully turned love interest, second chances, holiday magic, letters to Santa |
| Tone & Atmosphere | Warm, cozy, festive, romantic, hopeful |
| Primary Conflict | Lindy’s pull between corporate recognition in Seattle and love plus self-employment in Wenatchee, alongside wounds from romantic betrayal |
| Pacing Style | Fast, linear arc across a two-week holiday window, closing with an epilogue set three years later |
| ISBN | 978-1984818836 |
| Pages | 256 |
| Book Structure | Author letter, 18 chapters, an Epilogue, and a bonus preview chapter from Jingle All the Way |
| Short Author Background | Debbie Macomber is a #1 New York Times bestselling author of more than 150 novels, many set during Christmas |

Dear Santa Summary: The Full Story
Spoiler warning: this section recounts the complete plot of Dear Santa, including the ending.
Lindy Carmichael heads home to Wenatchee desperate for a break after six brutal months in Seattle. Her roommate and best friend since college, Celeste, secretly began an affair with Lindy’s boyfriend Brian, and the two moved in together behind her back.
Work offers no comfort. Lindy feels unwelcome at Media Blast, so she pins her hopes on a website proposal pitched to the Ferguson Group before leaving town.
Trying to cheer her daughter, Ellen Carmichael brings out a shoe box of Lindy’s childhood letters to Santa.
The first, written at age five, asks for a daddy, and that very Christmas Day a single UPS driver named Phillip delivered a package to their door and stayed for dinner; he later married Ellen and adopted Lindy.
The older letters keep showing answered wishes, including the disappearance of a second-grade bully named Billy Kincade. Half in jest, Lindy writes a new letter that night asking Santa for a trustworthy man, a true best friend, and success on her work proposal.
The answers arrive quickly. Lindy bumps into her childhood friend Peggy Scranton at a Starbucks, and a girls’ night out at the Wine Press leads her straight to the restaurant’s owner, Billy Kincade, her old tormentor.
Lindy sheepishly mentions her second-grade request for Billy to get coal. His smile fades: his father abandoned the family that exact Christmas, forcing a move to Yakima.
A Sunday sermon on forgiveness sends Lindy to Billy with gingerbread cookies the next day.
He accepts the apology, admits he is struggling to build a website for the restaurant, and Lindy offers her design skills for free, followed by dinner in the Wine Press’s private room.
A day trip to Leavenworth changes everything. When Lindy spots Brian and Celeste in line for a horse-drawn sleigh ride, she asks Billy to kiss her on the spot, and the kiss sparks genuine feelings in both of them.
Throughout the season, Lindy keeps crossing paths with the same white-bearded Santa in Leavenworth, at a pizza parlor, and while volunteering at the Children’s Closet store. He seems to know details of her life and repeatedly nudges her to trust her heart.
Peggy pitches a plan: share her apartment, launch a freelance web design business, and serve Wenatchee’s small business owners. Meanwhile, Billy opens up about losing his savings in a Yakima restaurant when his partner Kent stole their funds, and about his sister Dede mortgaging her home to help him open the Wine Press.
On Christmas Day, Billy arrives at the Carmichael house in a Santa suit to delight four-year-old Peter and gives Lindy a silver charm bracelet, promising a new charm each year. That night he tells her she wrote her name on his heart when he was nine years old.
Then the phone rings. Media Blast announces the Ferguson Group accepted Lindy’s proposal and wants her back in Seattle immediately, and Billy refuses to stand in the way of her dream.
Back in her cold, sterile apartment, the career victory feels hollow. On New Year’s Eve, Lindy packs an overnight bag, drives through a mountain blizzard, and walks into Billy’s office at the Wine Press at 11:30 PM, announcing she has quit and is moving home for good.
As the countdown ends, Billy pulls her close and pledges his love.
The epilogue jumps ahead several years: Lindy and Billy are married with a three-year-old son, Adam, and when the boy asks Santa for a baby brother, Lindy reveals she is already pregnant and due in eight months.
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Who’s Who in Dear Santa
| Character | Role |
|---|---|
| Lindy Carmichael | Twenty-eight-year-old website designer at Media Blast in Seattle who returns home to Wenatchee for Christmas |
| Billy (Will) Kincade | Owner of the Wine Press restaurant and Lindy’s former elementary school classmate |
| Ellen Carmichael | Lindy’s mother, an avid baker who preserved her daughter’s childhood letters to Santa |
| Phillip Carmichael | Lindy’s adoptive father, a UPS center supervisor who entered her life on Christmas Day when she was five |
| Peggy Scranton | Lindy’s childhood best friend and editor at Wenatchee Alive magazine who proposes the freelance business plan |
| Chad Carmichael | Lindy’s younger brother, a supply-chain manager at an apple warehouse |
| Ashley Carmichael | Chad’s pregnant wife and mother of Peter |
| Peter Carmichael | Lindy’s four-year-old nephew, fascinated by Santa |
| Brian | Lindy’s ex-boyfriend, who cheated on her with Celeste |
| Celeste | Lindy’s former college roommate and best friend, who had an affair with Brian |
| Dede | Billy’s older sister and financial partner in the Wine Press |
| Dan Berghoff | Owner of Berghoff’s restaurant in Leavenworth and Billy’s business mentor |
| Santa Claus | A wise elderly man Lindy repeatedly encounters around town, who offers quiet guidance |
| Adam Kincade | Lindy and Billy’s three-year-old son in the epilogue |

Dear Santa Summary by Chapter (Spoiler Alert)
This section provides a brief summary of each chapter for readers who want to explore what’s inside.
Dear Santa contains 18 chapters, plus an Epilogue and a bonus preview chapter.
Chapter 1 — Lindy arrives at her family home in Wenatchee for a two-week Christmas vacation, burned out from her Seattle job at Media Blast. She confesses to her mother that boyfriend Brian cheated on her with roommate Celeste. Ellen retrieves a shoe box of Lindy’s childhood letters to Santa from the garage.
Chapter 2 — Lindy reads her five-year-old letter asking Santa for a daddy. That same Christmas Day, UPS driver Phillip Carmichael delivered a package and stayed for dinner, later marrying Ellen and adopting Lindy. Ellen urges her to read the rest.
Chapter 3 — More letters surface, including the seven-year-old request for Santa to give coal to school bully Billy Kincade. Lindy’s father reveals Phillip once suspected the boy had a crush on her. Ellen suggests Lindy write a new letter, an idea she initially dismisses.
Chapter 4 — Unable to sleep, Lindy writes a new letter asking for an honorable man, a loyal friend, and career success. The next morning she runs into childhood friend Peggy Scranton at Starbucks. Peggy invites her to a girls’ night at the Wine Press, and Lindy realizes her letter may already be working.
Chapter 5 — At the Wine Press, Lindy recognizes manager Will Kincade as her childhood bully Billy. She mentions her second-grade coal request, and Billy reveals his father deserted the family that same Christmas, forcing a move to Yakima. He walks away from the table.
Chapter 6 — After a church sermon on forgiveness, Lindy bakes gingerbread cookies and apologizes to Billy. He accepts and admits he needs a website for the restaurant. Lindy offers to build it for free, earning a dinner in the private dining room and an invitation to Leavenworth.
Chapter 7 — Peggy hosts a food scavenger hunt, and Lindy calls Billy to buy cheesecake for her dessert clue. She accidentally slams her car door into his stomach outside their old elementary school. She later checks on him at the bar to confirm he is unhurt.
Chapter 8 — Billy drives Lindy to the Bavarian village of Leavenworth for a horse-drawn sleigh ride through snowy woods. Lindy spots Brian and Celeste in line and impulsively asks Billy to kiss her. Both admit the kiss stirred real feelings.
Chapter 9 — Lindy sits on the town Santa’s lap and playfully apologizes for her past letters; Santa mysteriously promises to work on her new one. The pair enjoys dinner at Berghoff’s with Billy’s mentor, Dan Berghoff. Back at the Wine Press, Billy shares a rare local ice wine.
Chapter 10 — Lindy babysits her nephew Peter and has lunch with Peggy, who suggests she move back and freelance. Billy joins the family for dinner and volunteers to play Santa for Peter on Christmas Day. Before leaving, he kisses Lindy, and both confess their growing attraction.
Chapter 11 — Chad warns his sister to guard her heart if she plans to return to Seattle. At the Wine Press, Billy shares that his mother died three years ago and his estranged father recently died in a boating accident. Lindy draws even closer to him.
Chapter 12 — Celeste calls late at night to apologize, and Lindy formally forgives her. Still restless, she texts Billy, who calls back despite exhaustion. He asks her to stay in Wenatchee rather than return to Seattle.
Chapter 13 — On Christmas Eve morning, Lindy helps her mother with holiday dishes and meets Peggy for lunch, where the plan for roommates and a freelance business takes shape. She then encounters the Leavenworth Santa outside a pizza parlor and agrees to help with a children’s event.
Chapter 14 — Lindy assists Santa at the Children’s Closet store, handing out candy canes, and learns he volunteers unpaid. Over hot chocolate, Santa advises her to weigh Seattle, her career, and Billy. Billy later kisses her in his office and makes plans for Christmas Day.
Chapter 15 — The family attends Christmas Eve service and hosts its annual cookie gathering. Billy arrives in his Santa suit, hands out gifts, and gives Lindy a silver Santa charm bracelet. Late that night on the sofa, he tells Lindy she wrote her name on his heart when he was nine.
Chapter 16 — Sledding with Billy’s sister Dede and her kids, Lindy learns Dede and her husband took out a second mortgage to fund the Wine Press. Billy explains how partner Kent stole his life savings in Yakima. The next morning, Lindy’s boss calls: the Ferguson Group accepted her proposal and wants her back immediately.
Chapter 17 — Lindy packs and says tearful goodbyes; Billy refuses to block her career dream and they part bittersweetly. Her Seattle apartment feels cold and lonely despite the professional win. On New Year’s Eve, she impulsively drives back toward Wenatchee through a mountain blizzard.
Chapter 18 — Lindy reaches the Wine Press at 11:30 PM and announces she is quitting Media Blast and moving back for good. Billy places her hand over his heart and affirms his love. They join the New Year’s countdown and share a midnight kiss.
Epilogue — Years later, Lindy and Billy are married with a three-year-old son, Adam. When Adam asks Santa for a baby brother at the Children’s Closet, Lindy reveals she is pregnant and due in eight months. Every Christmas wish has come true.
Bonus Preview: Jingle All the Way, Chapter 1 — Chicago real estate executive Everly Lancaster’s assistant Annette downloads the wrong presentation for a major banquet.
When Everly tries to fire her, partner Jack Campbell forces Everly to take December off.
Annette books her on an Amazon cruise departing in three days, upending her rigid routine.
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What Drives the Story
| Theme | How the Book Presents It |
|---|---|
| Forgiveness and healing | After a sermon on letting go of petty hurts, Lindy calls Celeste to forgive her directly, and Billy works past his father’s abandonment and a partner’s theft. |
| Believing | The story is framed by childhood letters to Santa, Ellen urges Lindy to consider the word “believe,” and a recurring Santa advises her that events happen for a purpose. |
| Family and community traditions | The Carmichaels keep rituals like sourdough pancakes, cookie baking, Scrabble, and Christmas Eve service, while local shop owners support one another’s businesses. |
| Career success vs. personal fulfillment | Lindy wins the Ferguson Group project in Seattle yet finds the achievement hollow, and chooses freelance work and love in Wenatchee instead. |
| Second chances | Billy grows from a childhood bully into a respected restaurant owner, and Lindy rebuilds friendship and love after betrayal. |
Is Dear Santa Right for You?
Readers who enjoy clean, Hallmark-style Christmas romances will recognize the rhythm here: a wounded heroine, a small-town homecoming, and a rekindled connection with a local man.
The tropes include the childhood bully turned love interest, letters to Santa, and second chances.
The pacing is quick and linear, covering roughly two weeks from mid-December to New Year’s Eve, with an epilogue that jumps ahead years.
Those who prefer slow-burn tension, complex subplots, or steamy romance may find the story predictable. Fans of Debbie Macomber’s earlier holiday novels will know exactly what to expect.
If You Liked Dear Santa, Try These Books
- Jingle All the Way by Debbie Macomber — Excerpted at the back of this volume, it follows corporate executive Everly Lancaster, forced to take December off, who finds holiday romance away from the office.
- A Mrs. Miracle Christmas by Debbie Macomber — Another Macomber holiday story with a mysterious helper figure and family-centered Christmas warmth.
- Alaskan Holiday by Debbie Macomber — A heroine torn between big-city career obligations and a snowbound small-town romance.
- Twelve Days of Christmas by Debbie Macomber — Holiday correspondence, unexpected romance, and old hurts set aside during the Christmas season.
- Starry Night by Debbie Macomber — A career-focused journalist travels into a snowy landscape and reorders her life priorities.
- In a Holidaze by Christina Lauren — A December do-over story with family traditions, second chances, and a heroine resetting her life direction.
- One Day in December by Josie Silver — A Christmas-tinged romance about a missed connection and the long path to love.
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Memorable Quotes from Dear Santa
“Dear Santa, Please bring me a daddy. Lindy”
“The word you need to seriously consider is believe.”
“You wrote your name on my heart when I was nine years old.”
“I made the mistake of checking Celeste’s page on Facebook last night, and while I was spending my weekends alone, the two of them were skiing on White Pass and attending a Seahawks football game.”
“I’ve had my own share of disappointments from people I’ve trusted. It’s a painful lesson. I’m sorry you had to go through that.”
“I don’t want you to go back to Seattle. I feel like we have the start of something that has real potential. I hate to see it end.”
“Your name is still there, Lindy, and it’s not going away.”
Debbie Macomber: A Master of Holiday Romance
Debbie Macomber is a #1 New York Times bestselling author with more than 150 novels to her name, many of them centered on Christmas, family, and small-town life.
Her popular series include Cedar Cove and Blossom Street, and several of her books have been adapted for television and Hallmark films.









